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Visa Secured

No annual fee. No balance transfer fee. No foreign transaction fee. All with the versatility and protection of Visa.

Visa Secured

The perfect tool for building credit
Visa Secured
Apply Now

Visa Secured

The perfect tool for building credit
Purchase APR
Balance Transfer Fee
Annual Fee
Foreign Transaction Fee

18.00%

No Fee

$0

No Fee

Purchase APR
18.00%
Balance Transfer Fee
No Fee
Annual Fee
$0
Foreign Transaction Fee
No Fee

Application and Solicitation Disclosure

Interest Rate and Interest Charges
Annual Percentage Rate (APR)
for Purchases

18.00%

APR for Balance Transfers

18.00%

APR for Cash Advances

18.00%

Penalty APR and When It
Applies

This APR may be applied to your account if you make a late payment twice in any six (6) month period.

 

How Long Will the Penalty APR Apply?: If your APRs are increased for any of these reasons, the Penalty APR will apply until you make six consecutive minimum payments when due and do not exceed your credit limit during that time period

How to Avoid Paying Interest
On Purchases

Your due date is at least 27 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.

Minimum Interest Charge

None.

For Credit Card Tips from the
Consumer Financial
Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees
ANNUAL FEE
None
TRANSACTION FEES
Balance Transfer
None
Cash Advance
None
Foreign Transaction
None
PENALTY FEES
Late Payment
$20
Return Payment
$15

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases).” See your credit card agreement for more details.

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