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Home Loan Terms and Conditions

  • Owner-occupied single and double residential dwellings only
  • Closing costs are defined as expenses for appraisals, lien search, flood zone determination certificate, and recordation.
  • Maximum loan to value subject to credit and collateral qualifications and applicable state laws.
  • Properties located in Orleans Parish are subject to a transaction fee of $325 at the member’s expense. 
  • No other NOFFCU discounts apply.
  • Rates vary depending on the length of term and are subject to credit and collateral qualifications. 
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